Daily Vocabulary Bank
Unit 3: Money Matters • Financial Goals & Spending Habits
Language Constraint:
- Write ONE simple sentence about money or spending
- Use one word from the list
- Use a clear subject: I / he / she / they / people
The words:
1. financial goal
Meaning: something you want to achieve with money
Example: My financial goal is to save more money.
2. budget
Meaning: a plan for how to spend money
Example: I make a budget every month.
3. savings
Meaning: money kept for future use
Example: She puts part of her salary into savings.
4. income
Meaning: money you receive from work or business
Example: His income helps him pay his bills.
5. expenses
Meaning: money you spend on things you need or want
Example: Rent and food are monthly expenses.
6. spending habits
Meaning: the way someone usually spends money
Example: Good spending habits help people save money.
7. buyer’s remorse
Meaning: regret after buying something
Example: He felt buyer’s remorse after buying an expensive phone.
8. impulse buying
Meaning: buying something suddenly without planning
Example: Impulse buying can waste a lot of money.
9. debt
Meaning: money that someone must pay back
Example: They are trying to pay off their debt.
10. afford
Meaning: to have enough money to buy something
Example: I cannot afford a new laptop now.
11. invest
Meaning: to use money to make more money in the future
Example: She wants to invest in a small business.
12. donation
Meaning: money or things given to help others
Example: He made a donation to a charity.
13. charity
Meaning: an organization that helps people in need
Example: The charity helps poor families.
14. generous
Meaning: willing to give money, help, or time to others
Example: She is generous with her money.
15. financially responsible
Meaning: careful and wise with money
Example: Students should learn to be financially responsible.
Use these words to talk about financial goals, buyer’s remorse, spending habits, saving money, and charitable giving.
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